Use of cell phone has been the most important mode of communication and mobile banking. Cell phone user per 100: Bangladesh and Pakistan had the same 0.21 while low income country average was 0.33 in 2000 but in 2016 Bangladesh with 77.88 came ahead of Pakistan with 71.39 and low-income countries with 60).
Source: World Development Indicator (2018), World Bank
N N Tarun Chakravorty 